Microlumbia seeks to make debt investments in small and/or start up MFIs that support meaningful social impact while operating on the path to sustainability. Microlumbia strives to develop a strong relationship with its portfolio MFIs in order to help them grow over time and ensure loan repayment, while providing education and consulting opportunities for Microlumbia student members which are meant to help portfolio MFIs develop and grow to scale.

Target terms:
• Investment size: $10,000 to $25,000 USD, not exceeding 25% of total MFI assets
• Tenor: 1-2 years
• Currency: local when feasible

We apply the following screens when considering an MFI for an investment:
(1) An assessment of creditworthiness.
(2) An evaluation of the social intentions and impact of the MFI.
(3) An assessment of the value Microlumbia can provide for the MFI through provision of lending and pro bono consulting services. All else equal, we prefer to work with institutions that are both open to, and in need of, our services as well as understand the educational goals for our MBA student members.